Mortgage Loan Processing

Privacy Policy

Effective Date: April 1, 2025

United Processing, LLC

1. Introduction

United Processing, LLC, a division of United Lending Team, LLC ("Company," "we," "us," or

"our"), is committed to protecting the privacy and security of your personal information. This

Privacy Policy explains how we collect, use, store, and protect your data when you engage with

our services, website, or communication channels.

2. Information We Collect

We may collect the following types of personal information:

 Contact details (full name, phone number, email address, mailing address)

 Loan application information

 Financial and credit data necessary for mortgage processing

 Any additional information you voluntarily provide through our platforms or

communications

3. How We Use Your Information

We use your information to:

 Process mortgage applications and related services

 Communicate with you regarding your account or inquiries

 Enhance our customer service and operational effectiveness

 Fulfill legal and regulatory requirements

4. Data Protection and Security

Your privacy is a priority. We implement robust safeguards to protect your data:

 Restricted Access – Only authorized personnel have access to personal data

 Data Encryption – Sensitive information is encrypted during storage and transmission

 Security Audits – We conduct regular reviews to ensure security compliance

 Secure Systems – Data is stored in secure environments designed to prevent

unauthorized access

We do not sell or share your personal information or mobile information for marketing purposes.

Your data will not be transferred to external organizations, except as legally required or as

necessary to provide our services.

5. Sharing Information with Third Parties

We do not share your personal or mobile information with third parties for marketing purposes.

We may disclose your information only in the following instances:

 To comply with legal obligations (e.g., court orders, regulatory inquiries)

 To trusted service providers involved in mortgage processing (e.g., title companies,

credit bureaus), all of whom are bound by strict confidentiality agreements

6. Your Rights and Choices

You have the right to:

 Request access to the personal information we maintain about you

 Request correction of inaccurate or outdated information

 Opt out of marketing or other communications

 Request deletion of your data, subject to legal and contractual requirements

7. Opting Out of Future Communications

To opt out of future communications, please follow these steps:

1. Visit our website at www.unitedprocessinggroup.com

2. Navigate to the "Privacy Settings" section

3. Follow the prompts to update your communication preferences

8. Data Retention

We retain your personal information only for as long as necessary to meet legal, contractual,

and operational requirements. Once data is no longer required, it is securely deleted or

anonymized.

9. Updates to This Policy

We may update this Privacy Policy occasionally to reflect changes in practices, laws, or

services. Updates will be posted on our website, and material changes may be communicated

directly to you.

Continued use of our services after such updates constitutes acceptance of the revised policy.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, please

contact us:

United Processing, LLC

NMLS #2696299 / NMLS #2015063

631 E. Big Beaver Rd, Suite 207

Troy, MI 48083

Phone: (301) 742-0537

Email: admin@goupg.com

Website: www.unitedprocessinggroup.com

By using our services, you acknowledge and agree to the terms outlined in this Privacy

Policy.

SMS Messaging Terms and Conditions

Effective Date: April 1, 2025

United Processing, LLC

1. Introduction

By opting in to receive SMS messages from United Processing, LLC, a division of United

Lending Team, LLC ("Company," "we," "us," or "our"), you agree to the following Terms and

Conditions. These terms govern your use of our SMS messaging services and outline your

rights and responsibilities.

2. Message Frequency

You may receive SMS messages related to mortgage processing services, updates, promotions,

or customer support. While message frequency may vary, you can expect to receive up to two

messages per week unless otherwise specified.

3. Sender Identification

All SMS messages will be clearly sent by United Processing, LLC, a division of United Lending

Team, LLC. We ensure transparency in communication by properly identifying ourselves in

every message.

4. Opt-In and Opt-Out

 By providing your mobile number, you consent to receive SMS communications from

United Processing, LLC.

 To opt out of SMS messages, reply "STOP" at any time.

 After opting out, you may receive one final confirmation message.

 Standard message and data rates may apply according to your mobile carrier’s plan.

5. Privacy and Data Use

We value your privacy and are committed to protecting your personal and mobile information.

 Your mobile information will not be shared or sold for marketing purposes.

 Your data will not be transferred to external organizations.

 SMS messages are sent in accordance with our Privacy Policy, available on our website.

6. Managing Your Communication Preferences

To opt out of future communications or manage your preferences:

1. Visit our website at www.unitedprocessinggroup.com

2. Navigate to the "Privacy Settings" section

3. Follow the instructions to update your communication preferences

7. Support and Contact Information

If you need assistance with SMS messaging, reply "HELP" or contact us using the details

below:

United Processing, LLC

NMLS #2696299 / NMLS #2015063

631 E. Big Beaver Rd, Suite 207

Troy, MI 48083

Phone: (301) 742-0537

Email: admin@goupg.com

Website: www.unitedprocessinggroup.com

8. Changes to These Terms

We reserve the right to modify or update these Terms and Conditions at any time. Continued

use of our SMS services after such changes constitutes your acceptance of the revised terms.

By subscribing to our SMS service, you confirm that you have read, understood, and

agreed to these Terms and Conditions.